Banking & Financial Services
Our Banking & Financial Services team advises domestic and international banks, financial institutions, direct lenders, corporates, SMEs and individuals on an extensive range of corporate/commercial banking transactions. We are focused on delivering innovative and pragmatic solutions for our clients.
Our Financial Services Regulation unit also advises banks, financial institutions, direct lenders, corporates, SMEs (including FinTechs) and individuals on key areas of financial regulation.
The recent growth of our Banking & Financial Services practice reflects our commitment to extending our services to meet client needs. With lending activity on the rise, our team is playing its part in facilitating a diverse range of transactions to meet client demand.
Services
Banking and Financial Law Services
Our Banking and Financial Services team deliver client focused expertise in their field. We act for the main clearing and lending banks in Ireland together with other financial institutions, direct lenders, corporates, SMEs and individuals in their capacity as lenders or borrowers in a wide range of secured lending transactions including:
- Acquisition / Leveraged Finance
- Commercial Real Estate Investment and Development Finance
- Refinancing
- Transaction Restructuring
- Global Corporate Restructuring
- Debt sale and acquisition
- Security due diligence and reviews
- Asset based finance, invoice discounting, leasing and hire purchase
Financial Services Regulation
Our financial services regulation unit includes experienced lawyers with specialist expertise and knowledge in the area of Financial Services Regulation and in particular in the area of payments regulations. Our team provides advices on a range of regulatory and compliance issues relevant to regulated banks/financial institutions, direct lenders, small and medium-sized enterprises in the fintech industry and private individuals. The areas include:
- The Payment Services Regulations and Directives (PSD1 & PSD2)
- SEPA
- Data Protection
- SME Code
- Code of Conduct of Mortgage Arrears
- Consumer Protection Regulations and Codes
FinTech
The development of financial services technology has changed the landscape of the financial services industry with Ireland establishing itself as a hub for many FinTech companies. Our lawyers have the experience and expertise to provide first rate legal advice to companies with an existing presence and companies seeking to establish a presence in Ireland post-Brexit or otherwise. We advise on the many legal issues affecting companies operating in this space including but not limited to:
- Financial Services Regulation
- E-commerce
- A-commerce
- The GDPR
- Payments
- Procurement
- Data Privacy
- Cyber Security
- Intellectual Property
What clients say: Banking & Financial Services
"A strong team with in-depth knowledge and experience in all areas of banking law."
"Very responsive, practical and knowledgeable."
Recommended for Banking and Finance
“A very commercial lawyer."
"Overall service is excellent at Hayes Solicitors."
Hayes solicitors has expertise in construction financing, acting for large banking groups and asset management companies. Highlights include advising Pepper Asset Servicing, appointed by Goldman Sachs, on debt management and sale
Hayes solicitors is recommended for Banking and Finance in the 2016 EMEA edition of The Legal 500, and Michael Hanley is recognised as a recommended lawyer. The listings are based on client feedback.
Michael Hanley is 'knowledgeable, thorough and commercial."