Banking & Financial Services
Our Banking & Financial Services team advises domestic and international banks, financial institutions, direct lenders, corporates, SMEs and individuals on an extensive range of corporate/commercial banking transactions. We are focused on delivering innovative and pragmatic solutions for our clients.
Our Financial Services Regulation unit also advises banks, financial institutions, direct lenders, corporates, SMEs (including FinTechs) and individuals on key areas of financial regulation.
The recent growth of our Banking & Financial Services practice reflects our commitment to extending our services to meet client needs. With lending activity on the rise, our team is playing its part in facilitating a diverse range of transactions to meet client demand.
Services
Banking and Financial Law Services
Our Banking and Financial Services team deliver client focused expertise in their field. We act for the main clearing and lending banks in Ireland together with other financial institutions, direct lenders, corporates, SMEs and individuals in their capacity as lenders or borrowers in a wide range of secured lending transactions including:
- Acquisition / Leveraged Finance
- Commercial Real Estate Investment and Development Finance
- Refinancing
- Transaction Restructuring
- Global Corporate Restructuring
- Debt sale and acquisition
- Security due diligence and reviews
- Asset based finance, invoice discounting, leasing and hire purchase
Financial Services Regulation
Our financial services regulation unit includes experienced lawyers with specialist expertise and knowledge in the area of Financial Services Regulation and in particular in the area of payments regulations. Our team provides advices on a range of regulatory and compliance issues relevant to regulated banks/financial institutions, direct lenders, small and medium-sized enterprises in the fintech industry and private individuals. The areas include:
- The Payment Services Regulations and Directives (PSD1 & PSD2)
- SEPA
- Data Protection
- SME Code
- Code of Conduct of Mortgage Arrears
- Consumer Protection Regulations and Codes
FinTech
The development of financial services technology has changed the landscape of the financial services industry with Ireland establishing itself as a hub for many FinTech companies. Our lawyers have the experience and expertise to provide first rate legal advice to companies with an existing presence and companies seeking to establish a presence in Ireland post-Brexit or otherwise. We advise on the many legal issues affecting companies operating in this space including but not limited to:
- Financial Services Regulation
- E-commerce
- A-commerce
- The GDPR
- Payments
- Procurement
- Data Privacy
- Cyber Security
- Intellectual Property
What clients say: Banking & Financial Services
'Ken Casey is a pleasure to deal with, well rounded, extremely experienced and knowledgeable.'
'He is great to work with, very responsive and resourceful.'
'When Ken speaks, everyone listens. We know we are in safe hands.'
'Ken provides excellent service and relatable advice.'
'Ken is very knowledgeable and solution-oriented.'
‘The firm is strong on responsiveness, proactive, competent and efficient. The firm stands out through driving transactions to a close.’
‘Tim Waghorn and James Griffin stood out as being responsive, proactive and competent.’
‘Tim Waghorn is a standout for us. Exceptionally available and responsive. Always gives a well considered response and a full response - anticipating issues and being proactive.’
‘Partner Tim Waghorn is very engaging, is easy to get in touch with and addresses queries in a swift manner. He and his team delivered on what we appointed them to do.’
‘Joe O'Malley is the best litigator in Dublin. He works tirelessly for his clients. Extremely bright and cool under pressure. Simply top-class.'
‘Jeremy Erwin and Joe O'Malley are both excellent lawyers - always responsive with good legal and commercial advice.’
‘Robbie Slattery and Joseph O'Malley stand out as professionals who provide an excellent service and whose advice is always reliable and realistic.’
'Joe O'Malley leads the team and makes a very valuable contribution.’
‘Joe O'Malley is highly regarded for his hands-on approach and exceptional dedication to his clients. His personal touch is evident in every case, as he takes the time to truly understand his clients' needs and craft bespoke strategies that deliver results.'