Banking & Financial Services
Our Banking & Financial Services team advises domestic and international banks, financial institutions, direct lenders, corporates, SMEs and individuals on an extensive range of corporate/commercial banking transactions. We are focused on delivering innovative and pragmatic solutions for our clients.
Our Financial Services Regulation unit also advises banks, financial institutions, direct lenders, corporates, SMEs (including FinTechs) and individuals on key areas of financial regulation.
The recent growth of our Banking & Financial Services practice reflects our commitment to extending our services to meet client needs. With lending activity on the rise, our team is playing its part in facilitating a diverse range of transactions to meet client demand.
Services
Banking and Financial Law Services
Our Banking and Financial Services team deliver client focused expertise in their field. We act for the main clearing and lending banks in Ireland together with other financial institutions, direct lenders, corporates, SMEs and individuals in their capacity as lenders or borrowers in a wide range of secured lending transactions including:
- Acquisition / Leveraged Finance
- Commercial Real Estate Investment and Development Finance
- Refinancing
- Transaction Restructuring
- Global Corporate Restructuring
- Debt sale and acquisition
- Security due diligence and reviews
- Asset based finance, invoice discounting, leasing and hire purchase
Financial Services Regulation
Our financial services regulation unit includes experienced lawyers with specialist expertise and knowledge in the area of Financial Services Regulation and in particular in the area of payments regulations. Our team provides advices on a range of regulatory and compliance issues relevant to regulated banks/financial institutions, direct lenders, small and medium-sized enterprises in the fintech industry and private individuals. The areas include:
- The Payment Services Regulations and Directives (PSD1 & PSD2)
- SEPA
- Data Protection
- SME Code
- Code of Conduct of Mortgage Arrears
- Consumer Protection Regulations and Codes
FinTech
The development of financial services technology has changed the landscape of the financial services industry with Ireland establishing itself as a hub for many FinTech companies. Our lawyers have the experience and expertise to provide first rate legal advice to companies with an existing presence and companies seeking to establish a presence in Ireland post-Brexit or otherwise. We advise on the many legal issues affecting companies operating in this space including but not limited to:
- Financial Services Regulation
- E-commerce
- A-commerce
- The GDPR
- Payments
- Procurement
- Data Privacy
- Cyber Security
- Intellectual Property
What clients say: Banking & Financial Services
"Each member of the team provides excellent support and advice. Their response times are always excellent."
‘Tim Waghorn is a very knowledgeable lawyer, and diligently handles complex tasks.’
‘I have worked with Tim Waghorn on a number of projects. He is not only excellent at drafting easy to understand documentation, which in my opinion is not easy or common when dealing with complex subjects, but his advice is clear and concise and his communication of the same is exceptional. He is extremely knowledgeable, diligent, hard working and a pleasure to deal with.’
‘Tim Waghorn is an exceptionally organised and communicative partner. He goes over and above for clients whilst maintaining a commercial approach.’